Types of Life Insurance We Offered
Inclusion in Critical Illness
- Cancer of Specified
- Aplastic Anemia
- Bacterial Meningitis
- Loss of Speech
- End Stage Liver Disease
- Deafness
- End-stage Lung Disease
- Fulminant Viral Hepatitis
- Major Burns
- Muscular Dystrophy
- First Heart Attack of Specified
- Open Chest CABG
- Coma of Specified Severity
- Kidney Failure Requiring Regular Dialysis
- Stroke Resulting in Permanent Symptoms
- Major Organ/Bone Marrow Transplant
- Permanent Paralysis of Limbs
- Motor Neuron Disease with Permanent Symptoms
- Multiple Sclerosis Persisting Symptoms
Exclusion in Critical Illness Policy
Your critical illness cover will not insure your against following diseases:-
- Critical illness diagnosed with in first 90 days from the inception of policy
- Illness due to smoking, tobacco, alcohol or drug intake
- Illness occurring due to internal or external congenital disorder
- Critical conditions or consequences due to pregnancy or child birth, includingcaesarean
- HIV/AIDS infection
- War, terrorism, civil war, navy or military operations
- Any dental care or cosmetic surgery
- Infertility treatment
- Hormone replacement treatment
- Treatment done outside India
- Treatment to assist reproduction
