About Us
We have a team of insurance experts who have vast experience of insurance sector in the field of
underwriting, risk management, claim settlement.
We assist the clients through various processes and services which may be fruitful to them while
negotiating
the rates and terms and condition of the policy. As a Direct insurance broker that partners with
top-rated
insurance companies we offer multiple insurance options for every customer's needs.
We're a one-stop shop with a mission to "cut cost, not coverage!" Our professionals take time
with
customers
to assess their financial risks, to find them a policy that provides full protection as well as
savings,
and
to make sure they understand important details about their policy. With over 25 years of
personal
experience
in working for various insurance companies, we know the importance of having an elite network of
business
contacts.
Director's Message
Nirmal Kumar Serawat
(Director & Principal Officer)
At Gulabi Nagari Insurance Broker, we deeply appreciate the trust and support you place in us,
fueling our commitment to delivering unparalleled service. Our unwavering mission centers on
providing insurance solutions that not only offer peace of mind but also safeguard what holds
utmost
importance for our valued clients. Rooted in trust and transparency, we cultivate enduring
relationships, prioritizing the long-term well-being of those we serve.
Our dedicated team of seasoned professionals tirelessly endeavors to comprehend the unique needs
of
our clients, tailoring bespoke insurance options that align seamlessly with their individual
circumstances. Placing customers at the forefront, we go above and beyond to surpass
expectations,
offering personalized service and unwavering support.
Guided by principles of integrity, professionalism, and innovation, we constantly refine our
processes and integrate cutting-edge technologies to enhance the client experience. Our
overarching
goal is to establish ourselves as the premier insurance brokerage, a trusted ally individuals
and
businesses can rely on for comprehensive coverage and an exceptional customer journey. We are
immensely grateful for your trust and support, and it propels us to continually strive for
excellence in serving you.
Our Products Deals
Life Insurance
Offering bespoke Interior Designing, our construction company seamlessly blends aesthetics and functionality. Tailored spaces that reflect client visions, ensuring enduring designs that elevate every living and working environment.
Health Insurance
Offering innovative Graphic Designing services, our construction company expertly visualizes project concepts, ensuring aesthetic appeal meets functionality for unparalleled architectural presentations and branding solutions.
Motor Insurance
Product Designing at our construction company melds functionality with aesthetics, ensuring structures that are innovative, sustainable, and tailored to clients' unique visions and needs. Building tomorrow, thoughtfully designed today.
Marine Insurance
Efficient Building Service ensures sustainable, energy-saving designs. Our construction company prioritizes eco-friendly practices, innovation, and longevity, guaranteeing structures that benefit both occupants and the environment.
Commercial Insurance
A construction company's Financial Results service offers comprehensive financial analysis, budget management, and cost tracking, ensuring transparency, profitability, and efficient project delivery, fostering client trust and success.
Hotel Insurance
General Contracting encompass project management, skilled labor, materials procurement, and site supervision, ensuring construction projects are completed efficiently, on time, and within budget by experienced professionals.
About
Insurance Broking
- Insurance is a global business. In developed countries, the advantage of working through Brokers is well established, so much so that, more than 90% of corporates manage their insurance and risk management through brokers.
- In India, the concept is only a decade old, and is still evolving. Brokers have still not reached the scale to reach out to a vast majority of the commercial world. At the same time, the market is changing and is estimated that about 20-25% of the commercial lines insurances are placed through Brokers and among larger corporate, it is significantly higher.
- Broking will be playing a significant role in the years to come, both in spreading insurance and increasing penetration and in offering significant value to enterprise sin managing their risk, effectively.
- Insurance is a contract - Would you be able to navigate the terms and conditions of the policy, correlate them with the accident, handle the documentation and represent to the loss assessor and in many cases to an investigator or arbitrator or stand legal scrutiny in a court of law? Brokers are your Advocates, and assume responsibility for the entire insurance process.
- Brokers are legally liable for their advices and have a statutory requirement to hold adequate professional indemnity cover.
- As a specialized entity, Brokers' primary role is designing, implementing and ensuring that the ERM program works for you.
Brokers have an active Association (IBAI) & GULABI NAGARI INSURANCE BROKERS is committed to developing the Broking profession in India.
Role of Insurance Broker
- An insurance broker is a specialist in insurance and risk management. Brokers act on behalf of their clients and provide advice in the interests of their clients.
- A broker will help you identify your individual and/or business risks to help you decide what to insure, and how to manage those risks in other ways. An insurance broker might specialise in one specific type of insurance or industry, or they might deal with many different types.
- Insurance brokers can give you technical advice that can be very useful if you need to make a claim.
- Brokers are aware of the terms and conditions, benefits and exclusions and costs of a wide range of competing insurance policies, so they can help you find the most appropriate cover for your own circumstances.
- Brokers can help arrange and place the cover with the chosen insurer and can often provide advice on how to make the most of your insurance budget.
Why use a broker?
- Insurance brokers have access to many different insurance policies and, because they deal with arrange of insurance companies directly, sometimes brokers have access to policies that are not available to most consumers.
- Because the general insurance industry in India offers so many options, it can be quite difficult to choose the right policy.
- Some insurance policies can be complicated, and an insurance broker can help you understand the details of a policy and also work out what level of cover you need, so that you can make sure you are properly protected.
- Brokers can often find you a good deal on insurance because they have a thorough understanding of the insurance market and can negotiate premiums on your behalf.
- A broker will explain your policy to you and advise you if there are any special situations you need to know about.
- Brokers can prepare a customized insurance and risk management program for you or your business, where they design the policies, negotiate the terms with insurance companies and place the cover with the insurer.
- If you need to make a claim on your policy, your broker will assist you through the process and will liaise with the insurer on your behalf.