Inclusions in Home & Property Insurance
Home insurance covers losses to the structure and content of your home due to natural and man-made calamities.
Fire & Perils Cover
- Fire
- Explosion/Implosion
- Aircraft Damage
- Riot, Strike, Malicious Damage
- Storm, Typhoon, Hurricane, Tornado, Flood and Inundation
- Impact Damage by any Rail/ Road vehicle or animal
- Subsidence and Landslide including Rockslide
- Bursting and/or overflowing of water tanks, Apparatus and Pipes
- Missile Testing Operations
- Leakage from Automatic Sprinkler Installations
- Pullution or contamination resulting from any of the above perils
- Bush Fire
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Earthquake Cover
The policy offers coverage against loss or damage to any of the insured property. However, many policies do not cover flood or over flow of the sea, rivers and lakes due to earthquake -
Burglary & Theft Cover
The contents of home are also covered against burglary or theft. The coverage will also be extended to silver articles, jewelry, precious stones and other valuable items, provided these are kept in a locked safe within your home premises.
