Coverage Benefits Of Our Health Insurance:
Inpatient Hospitalization
- Covers Expenses for Room
- Covers Expenses for ICU
- Medical practitioner
- Blood Charges
- Anesthesia
- OT Changes
- Covers Expenses for Nursing Charge
- Medicines & Diagnostic Procedures etc.
Pre & Post Hospitalization
Pay for medical expenses incurred due to illness prior days and post days discharge. Pre-hospitalization involves preparatory measures before admission to a medical facility, such as health assessments and documentation. It aims to streamline the admission process. Post-hospitalization pertains to care and recovery after discharge, encompassing follow-up appointments, medication adherence, and lifestyle adjustments. Both phases are crucial for comprehensive healthcare, ensuring continuity of treatment and minimizing the risk of complications during recovery.
Day Care Procedures
Pay for listed day care procedures or surgery required Hospitalization for less than 24 hr. Day care procedures ensure a safe and nurturing environment for children. Parents typically complete enrollment forms, providing emergency contacts, medical information, and permissions. Drop-off and pick-up routines prioritize security, requiring authorized individuals for child release. Health and safety protocols include regular sanitation, immunization records, and adherence to state regulations. Open communication between caregivers and parents fosters a collaborative approach to a child's well-being and development.
Domiciliary Treatment
Cover expenses for treatment taken at home, on advice of a physician. Domiciliary treatment refers to medical care provided within a patient's home, ensuring convenience and comfort. It encompasses a range of healthcare services, including nursing care, rehabilitation, and monitoring of chronic conditions. This approach is beneficial for individuals who may face challenges accessing traditional healthcare settings. Domiciliary treatment promotes personalized care and facilitates a patient-centered approach, fostering better outcomes and improved overall well-being in familiar surroundings.
Organ Donor Expenses
Pay for medical expenses for an organ donor's treatment for the harvesting of the donated organ. Organ donor expenses encompass various costs associated with organ transplantation procedures. These may include medical assessments, surgical interventions, post-operative care, and follow-up treatments. Recipients often bear the financial burden of these procedures, covering expenses like immunosuppressant medications and rehabilitation. Addressing organ donor expenses is crucial for promoting accessibility to transplantation and ensuring the viability of this life-saving medical intervention.
Ayush Benefit
Cover medical exposes incurred as an inpatient for treatment taken under Ayurveda, Unani, Siddha or Homeopathy. Ayush, an acronym for Ayurveda, Yoga and Naturopathy, Unani, Siddha, and Homeopathy, encompasses traditional Indian systems of medicine. Ayush benefits individuals by offering holistic healthcare solutions that focus on natural remedies, preventive measures, and overall well-being. Integrating ancient wisdom with modern practices, Ayush promotes a balanced lifestyle, emphasizing the harmony of mind, body, and spirit for enhanced health and vitality.
Emergency Ambulance
Reimbursement the expenses incurred on an ambulance to transfer the insured person to the nearest hospital in an emergency. Emergency ambulances play a crucial role in swiftly responding to medical crises, providing critical pre-hospital care and rapid transport to healthcare facilities. Equipped with advanced life-saving equipment and trained personnel, these vehicles are essential for timely intervention during emergencies, such as accidents, cardiac arrests, or severe illnesses. Their prompt and efficient services contribute significantly to improving patient outcomes and saving lives in critical situations.
Refill / Restore & Recharge Benefit
- Refill / Restore: Restoration Benefit' is a term that you may have come across when looking to buy health insurance policy. It is a benefit that allows an insured to reinstate the entire sum insured in the policy year when it gets exhausted due to incurred claims.
- Recharge Benefit: Recharge Benefit ensures extended coverage beyond the exhausted sum insured, offering additional financial protection up to a specified limit, providing a valuable safety net for unforeseen medical expenses.
