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Insurance is a means of protection from financial loss in which,
in exchange for a fee, a party agrees to compensate another party
in the event of a certain loss, damage, or injury. It is a form of
risk management, primarily used to protect against the risk of a
contingent or uncertain loss.
An entity which provides insurance is known as an insurer,
insurance company, insurance carrier, or underwriter. A person or
entity who buys insurance is known as a policyholder, while a
person or entity covered under the policy is called an insured.
The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by ownership, possession, or pre-existing relationship.
TERM LIFE
INSURANCE
Term life insurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term.
HEALTH
INSURANCE
Health insurance is a financial contract between an individual and an insurance company that covers medical expenses.
PERSONAL ACCIDENT
INSURANCE
Personal Accident Insurance (PA) is a policy that provides financial compensation in case of accidental death, injury, or disability.
CAR
INSURANCE
Car insurance, also known as motor insurance is a contract between you and an insurance company that protects you and your vehicle from financial losses.
TWO - WHEELER
INSURANCE
Two Wheeler Insurance shields the vehicle owner from any unforeseen occurrences like the accident or any serious damage to the motor vehicle.
TRAVEL
INSURANCE
Travel insurance is coverage designed to protect against risks and financial losses that could happen while travelling.
HOME
INSURANCE
Home insurance, also commonly called homeowner's insurance is a type of property insurance that covers a private residence.
SHOPKEEPERS
INSURANCE
This is a package policy specially designed for small shopkeepers. It is single policy combining the various insurance requirements of shopkeepers.
MARINE
INSURANCE
Marine insurance covers loss or damages during the transfer of property from origin to desitination, including ships, goods, terminals & various transportation modes.